Loan Against plot

 

If you have a plot of land in mind or want to purchase a land on which you wish to build your dream home, Raas Capital can help you do just that, with a Plot Loan.


Purpose:
Plot Loan / Land Loan

With this loan you can purchase a plot of Non Agricultural land situated within Municipal / Local Development Authority limits.


Plot Loan Eligibility Amount (Includes Stamp duty and Registration fees)

You can get a Plot loan of up to 75% of the Direct Allotment Letter / Registered sale deed value + stamp duty + Registration Fee or 75% of market value, whichever is lower.

Get a higher Plot loan amount from Raas Capital by including an earning co-applicant.


The actual Plot loan amount is determined taking into various account factors such as:

  • Repayment capacity
  • Age of the Plot Loan applicant
  • Educational qualifications
  • Stability and continuity of income
  • Number of dependents
  • Co-applicant’s income
  • Assets
  • Saving habits, and more

 

 

 

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